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VA Manufactured Home

VA Manufactured Home Property Eligibility Requirements

VA defines a “manufactured home” as a structure that is transportable in one or more sections, and is designed and constructed to the Federal Manufactured Construction and Safety Standards and is so labeled.

  • Be constructed after June 15, 1976, in conformance with the Federal Manufactured Home Construction and Safety Standards, as evidenced by an affixed certification label in accordance with 24 CFR 3280.11(manufactured homes produced prior to that date are ineligible for insured financing).
  • Classified and taxed as real property.
  • Properly affixed to a permanent foundation.
  • Substantially conform with VA MPRs.
  • Conform with applicable building code and zoning requirements for real estate.
  • EXISTING: When the foundation for a manufactured home has been fully completed and the manufactured home unit has been installed, the home is considered to be “existing construction.” There are two MPR-related requirements for existing construction cases:
    • The site, manufactured home unit, and other on-site improvements must meet VA MPRs for existing construction described in this Chapter.
    • The manufactured home unit must be properly attached to a permanent foundation system which is constructed to withstand both supporting loads and wind-overturning loads, and is acceptable to the building authority having jurisdiction.

Note: If the fee appraiser has reasonable doubts as to the acceptability of the foundation system where there are no local requirements, a statement from a registered professional engineer is acceptable. Considering their cost, such statements should be required only when necessary and not just as a measure of liability protection for fee appraisers.

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