Wholesale Closing Procedures
Upon receipt of the “Clear-to-Close”, you may schedule the closing by e-mailing scheduling@afrwholesale.com.
Note: Once Loan is CTC you will receive an email from the Underwriter stating you loan is cleared for closing and may be scheduled by sending an e-mail to scheduling@afrwholesale.com. Please be sure to include the loan number and last name of the family in the subject line of the e-mail. Upon receipt, AFR will review the requested date and time and respond with a confirmation or advice on availability shortly.
Once the loan is assigned to a Wholesale Scheduler, an e-mail will be sent out to you and the Account Executive with the assigned AFR Closer’s contact information and a confirmation of the scheduled date of closing/signing. The e-mail from the Wholesale Scheduler will request that you provide the assigned Closer with:
- Settlement Agent Contact Information
- Settlement Agent email address on where documents should be sent
- All Invoices pertaining to this closing
- Copy Of Proposed Deed, to ensure the vesting on final documents generated are accurate
The Closer is responsible to communicate to the broker and the closing agent. They will send:
- An email with the closing package to title/escrow
- An email confirming they have received closing docs, along with additional docs for closing
If you have any questions or problems, please contact our Post Closing Team via email at PostClosing@AFRwholesale.com.
Important
- AFR Closer will provide the Final CD (Closing Disclosure) to be signed at closing
- All purchases and/or refinances are required to be at title/escrow company within one day prior to the day of the scheduled loan date.
- Broker demand and/or fee sheets are not required.
- Closing docs and final CD are drawn off of all invoices provided that have been submitted to the Account Manager prior to the Clear-to-Close being issued.
- All escrow state closings are required to have:
- the closing package returned to AFR prior to funding, and
- an e-mail confirmation from the escrow officer to confirm the date that the mortgage is ready to be recorded and funds are ready to be disbursed prior to releasing the wire.
- Contact AFR’s Funding Department at funding@afrmortgage.com.
Trailing Docs
Send original final /trailing docs to:
American Financial Resources, Inc C/O DocProbe
1820 Swarthmore Avenue
PO Box 2131
Lakewood, NJ 08701