FHA Hawaiian Home Lands (HHL)

The state of Hawaii, through the Department of Hawaiian Home Lands (DHHL), offers a mortgage program specifically designed for customers who are native Hawaiian.

FHA insures loans made to native Hawaiians to purchase dwellings located on Hawaiian Home Lands (HHL). Any Native Hawaiian wishing to live on Hawaiian home land and intending to use the mortgaged property as their primary residence are eligible to apply for mortgage insurance. All FHA 203(b) guidelines must be met. Our experts are available to answer any questions you may have about this offer!